Short Sale Mission Statement

Our goal is to help Homeowners who are in a Financial Hardship, avoid Foreclosure through the Short Sale process and other Loss Mitigation options that are offered by the Lender(s).

We can help with your situation

We have represented many Home Owners facing a Foreclosure with a Short Sale. We have a tremendous success rate. If we don’t think that we can help you – we will tell you! No Empty promises here!

What is a Short Sale?

By definition it is a Lender accepting less than the full payoff. A common mistake Home Owners make is to assume that the Lender or Lenders would not accept a Partial Payoff. Or a Home owner might list the property for too high – resulting in no activity or offers. In addition, a Home Owner might list the property for under market value and assume that the Lender will take any offer. This can result in a big waste of time and effort for all parties involved. We suggest that you contact us for a Comprehensive Market Analysis.

What is a Foreclosure?

In simple terms: You have not been making the payments, and it is the action the financial institution can use to take the house back. You borrowed money using your house as collateral with the agreement that if you could not pay it back, then the lender could take the house.

You have options...

Your Lender wants to work with you, even if it is a Short Sale or Deed in Lieu Situation. Keep in mind that Lenders make money when their customers are current and are making payments. They make money off of the interest that they charge. When a Homeowner falls delinquent, it costs the Lender money! Sometimes thousands of dollars to collect on, foreclose on, and then sell in an REO situation.

What is my Liability?

As always, we do recommend that a Homeowner consults with a CPA for Tax Implications, a real estate attorney, and any other Foreclosure consulting companies to help them understand the options and potential implications of a Short Sale, Foreclosure, Bankruptcy and Deed in lieu.